Good News Friday

What Makes a Successful Real Estate Transaction?

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Good News Friday Podcast Week 24
(4 Minutes and 38 Seconds)

Hello and Welcome back to Good News Friday! Today is Friday December 11th, 2009. My name is Bruce Karasik. 

What makes a successful Real Estate Transaction? 

I was thinking the other day about all the successful Real Estate and Mortgage transactions that I have closed over the years and what they had in common. What I found was that there were in fact so many things that took place in each transaction that made it a tremendous success. Today I want to share 10 things that are most important on this list with you. I know that it could help you my clients, and my future clients have enjoyable transactions, accomplish your goals, and enjoy the process. Here are my top ten. 

1. We met in my office for an initial consultation in advance of when we started the process. I have found this essential. 

2. I asked thought provoking questions to help clarify what is most important to my client and they responded openly and honestly while sharing their hopes and dreams me.

3. We established mutual trust 

4. We created a strategy and a blueprint for success based on the clients goals 

5. We created goals were reasonable and attainable 

6. We had open and regular communication throughout the transaction 

7. We worked as a team to achieve positive results 

8. When the time was right my clients acted and were available when needed. 

9. My client all knew what they wanted and did not hesitate to make important decisions when required 

10. My clients asked me for advice based on my experience and knowledge, and incorporated that advice in their decision making process. They listen to me, because they trusted me, and knew I was basing my advice on what was in their best interest. They knew that I had the courage and the commitment to tell them the truth. 

Now more than ever it is important to contact a real professional to get the best advice. So call me or email and I will be happy to talk with you about the most current information about the Real Estate and Mortgage market and how it can affect you. Our goal is to save you money when you buy your home this year or refinance at the new lower rates. 

The key to success is having the right advisors and consultants in place so you can have the right strategy. As your trusted Real Estate consultants and advisors, we at The Karasik Team work in our unique ability. My unique ability is consulting, negotiating and overseeing the transaction details. We take a customized approach and enable our clients to make informed decisions to accumulate wealth through Real Estate. In addition, we at Karasik and Associates, Mortgage Consultants, can help you come up with a strategy to determine whether this is the right time for you to buy your first home or to refinance your existing home. 

We continue to believe that homeownership will remain the best avenue for American families to secure their financial future. I look forward to our continuing dialog and we invite your feedback. Please feel free to email me at Bruce@TheKarasikTeam.com, call me at my office at 805-267-0366, or you can post your responses on our blog at www.GoodNewsFriday.com. 

The Good News Friday Podcast brings you good news and positive developments in the Real Estate Market, Mortgage Market, in our economy and our country. If you miss any podcast, we have archived all or our past shows so you can listen to them at any time by going to www.goodnewsfriday.com. 

So we do have some good news to be grateful for. And so, my friends, I wish you and your families a Happy, Healthy, and Prosperous week. And that’s it for now. I’ll see you back here next week for another episode of Good News Friday! 

Mortgage Rates Are At All-Time Lows Again, But For How Long?

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Good News Friday Podcast Week 23
(5 Minutes and 3 Seconds)

Hello and Welcome back to Good News Friday! Today is Friday December 4th, 2009. My name is Bruce Karasik. 

Did you ever wish you could look into the future? Well, here is a glimpse of what could happen very quickly if the Federal Reserve Board does not change it current course. As I record this podcast, interest rates are at or near all time lows. The 30 year fixed, 15 year fixed, and 5/1 ARM have never been lower. However rates are artificially low. One of the reasons for these low rates on home loans is that the Federal Reserve Board under the direction of Ben Bernanke have been purchasing Mortgage Backed Securites and lending money to Freddie Mac and Fannie Mae. The Federal Reserve put programs in place where they were to buy up to $1.25 trillion in these securities and lend up to $175 billion to Freddie and Fannie. In the Federal Reserve Board’s November 4th 2009 Statement, it indicated that it planned to gradually slow down the amount of these purchases in the first quarter of 2010 and end the programs all together by April 30, 2010. 

So what does this mean to YOU the homeowner or the homebuyer? Most analysts are saying that this will mean interest rates for mortgages will start to rise as the Fed slows the pace of these purchases. If you are planning to refinance your home, NOW is the time to call me. If you are planning on moving by either buying a new home or selling your existing house, NOW is the time to call me. The potential changes that will start during the first quarter of 2010 will have an effect on your pocketbook and I don’t want my clients to miss out on the opportunities that exist today. Remember we still have the first time home buyer credit of $8,000 until April 30th 2010, and we also have a $6,500 tax credit for homeowners who have been in their home for at least 5 years until April 30th. As your Real Estate and Mortgage Consultant I am strongly advising you to schedule a consultation with me to discuss how this may affect your plans for 2010 and beyond. During this consultation I will ask you some thought provoking questions to help us determine what you should do next. 

Now more than ever it is important to contact a real professional to get the best advice. So call me or email and I will be happy to talk with you about the most current information about the Real Estate and Mortgage market and how it can affect you. Our goal is to save you money when you buy your home this year or refinance at the new lower rates. 

The key to success is having the right advisors and consultants in place so you can have the right strategy. As your trusted Real Estate consultants and advisors, we at The Karasik Team work in our unique ability. My unique ability is consulting, negotiating and overseeing the transaction details. We take a customized approach and enable our clients to make informed decisions to accumulate wealth through Real Estate. In addition, we at Karasik and Associates, Mortgage Consultants, can help you come up with a strategy to determine whether this is the right time for you to buy your first home or to refinance your existing home. 

We continue to believe that homeownership will remain the best avenue for American families to secure their financial future. I look forward to our continuing dialog and we invite your feedback. Please feel free to email me at Bruce@TheKarasikTeam.com, call me at my office at 805-267-0366, or you can post your responses on our blog at www.GoodNewsFriday.com. 

The Good News Friday Podcast brings you good news and positive developments in the Real Estate Market, Mortgage Market, in our economy and our country. If you miss any podcast, we have archived all or our past shows so you can listen to them at any time by going to www.goodnewsfriday.com. So we do have some good news to be grateful for. And so, my friends, I wish you and your families a Happy, Healthy, and Prosperous week. And that’s it for now. I’ll see you back here next week for another episode of Good News Friday!